We are committed to protecting and respecting Your privacy and handling Your information in an open and transparent manner.
The personal data we collect and process may include, among others:
- - Your name;
- - Your contact information such as Your email address and telephone number (or any telephone number used to call our customer services);
- - Your demographic information such as age, education, gender, and interests;
- - Evidence of Your identity (for example passport information);
- - unique identifiers such as username, account number and password;
- - Your profiles and postings on any other social media applications and services that we provide or that You make available to us;
- - Your payment details or other financial data, e.g.: Your bank or payment method provider’s name, or your account number, sort code and billing address; and
- - information about Your visit to our website, including the full Uniform Resource Locators (URL), clickstream to, through and from our site (including date and time), length of visits to certain pages, page interaction information (such as scrolling, clicks, and mouse-overs) and methods used to browse away from the page.
We also collect from You information in relation to other people (e.g.: details of the recipients of Your money transfers), where You provide us with such information. By providing us with such information you confirm that you have obtained any necessary permissions from such persons to the reasonable use of their information for such purposes in accordance with this notice, or are otherwise permitted to give us this information on their behalf. Please also ensure that those other people are aware of this notice and that the provisions of this notice are clearly communicated to them.How we collect information about You
- . Information You give to us when You use our services. If You use our services You will need to provide certain information including Your name, address and card number, as well as the name and other details the recipients of the money transfers that you instruct us to carry out.
- . Other information You give to us. This is information about You that You give us by filling in forms on our site (e.g.: the ‘contact us’ section) or by corresponding with us by phone, e-mail or otherwise. It includes, for example, information You provide when You register on the site for us to contact You, and when You report a problem with our site. The information You give us may include, among other data, Your name and e-mail address.
- . Social Media. Depending on Your settings or the privacy policies for social media and messaging services such as Facebook, LinkedIn and Instagram, You might give us permission to access information from those accounts or services.
- Other Sources. We may receive information about You from other sources, including publicly available databases and combine this data with information we already have about You. This helps us to update, expand and analyse our records and provide services that may be of interest to You.
- Information we collect about You.
- . Log Files. In addition, with regard to each of Your visits to our site, we will automatically collect certain information (e.g.: browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data). We may combine this automatically-collected log information with other information we collect about You.
Our primary purpose in collecting user information is to provide You with a safe, smooth, efficient, and customised experience and to provide the services You have requested from us. We may also use the information that You have provided to ensure that the content on our site is presented in the most effective manner for You and Your computer or device. We use Your information for the following specific purposes:
- . to register You with a MuheCash account;
- . to fulfil Your Transaction Request;
- . to send You confirmations;
- . to notify You about changes to our services;
- . to prevent fraud;
- . to ensure that content from our site is presented in the most effective manner for You and for Your computer;
- . to send You marketing communications, provided that You have given us Your contact details in the course of a sale (or of negotiations for a sale) of our products or services and that you do not decide to opt out from this type of communications, in accordance with Data Protection Legislation (including the European Directive 2002/58/EC and The Privacy and Electronic Communications (EC Directive) Regulations 2003).
- . to administer our site and for internal operations, including troubleshooting, data analysis, testing, research, statistical and survey purposes;
- . as part of our efforts to keep our site and our services safe and secure;
- . to measure or understand the effectiveness of advertising we serve to You and others, and to deliver relevant advertising to You;
- . to make suggestions and recommendations to You and other users of our site about services that may interest You or them; and
- . to display personal testimonials of satisfied customers on our website in addition to other endorsements, where You have agreed with a third-party review site that we may do so. If You wish to update or delete Your testimonial, You can contact us using this form.
The law permits us to process Your personal data in the way we do because the processing is:
- necessary for the purposes of the legitimate interests that we pursue, which are:
- . to run and administer our business;
- . to prevent fraud;
- . to provide you with our services;
- . to evaluate, develop or improve our services;
- . to keep you informed about relevant products and services you are using;
- . to discharge our legal obligations to store and disclose information where necessary; and/or
- . to provide You with an efficient and smooth customer experience;
- . necessary for the performance of our contract with You to provide You with our services;
- . necessary in order to comply with a legal obligation to which we are subject; or
- . permitted by You, because You have given us consent.
Sharing Your information
- . We may disclose data to provide our services, to respond to legal requirements, enforce our policies, liaise with judicial or regulatory authorities where required under applicable law, and protect our rights and property.
- . The personal information You provide to us may also be shared with third party companies, agents, contractors, service providers or related companies, including without limitation:
- . with credit reference agencies to verify Your identity or recipients of the money transferred through the Service, if this is necessary to provide You with our services, respond to Your enquiries or for any other related purposes, and
- . with fraud prevention agencies who may use it to prevent fraud and money-laundering and to verify Your identity (please note that those who commit fraud can be refused services, finance or employment. Further details of how Your information will be used by us and these fraud prevention agencies can be found by contacting us at email@example.com .
- . We may also share Your personal information with:
- . other companies we have instructed to provide services to or for us;
- . other third parties for those purposes that may be reasonably ascertained from the circumstances in which the information was submitted;
- . other business entities, should we plan to merge with, or be acquired by, or be invested in by that business entity, or if we undergo a corporate re-organisation;
- . any successor in interest, in the event of a liquidation or administration of MuheCash; and
- . to any other third party, but only subject to Your prior consent.
Links to Other Sites
We ensure that there are appropriate technical, physical, electronic, and administrative safeguards in place to protect Your personal details from unauthorised access. When You enter certain information such as a credit card number on our order forms, we encrypt the transmission of that information using reasonable security measures. We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it.
Unfortunately, the transmission of information via the internet (including by email) is not completely secure. Although we will do our best to protect Your personal data, we cannot guarantee the security of Your data transmitted to our site; any transmission is at Your own risk. Once we have received Your information, we will use strict procedures and security features to try to prevent unauthorised access.How long we keep Your information
We will only keep the information we collect about You for as long as required for the purposes set out above, or as required to comply with any legal obligations to which we are subject. This will involve us regularly reviewing our files to check that information is accurate, up-to-date and still required.The period for which we will retain information about You will vary depending on the type of information and the purposes that we use it for. In general, we will keep our records for up to 2 years after you have terminated your relationship with us, in order to comply with our legal obligations.
We may retain Your contact information collected for the purposes of sending You marketing communications in accordance with this policy for as long as You do not unsubscribe from receiving the same from us.Your rights
At any time, You have the right:
- . to request access to or a copy of any personal data which we hold about You;
- . to rectification of Your personal data, if You consider that it is inaccurate or not up-to-date;
- . to ask us to delete Your personal data, if You consider that we do not have the right to hold it;
- . to withdraw consent to our processing of Your personal data (to the extent such processing is based on previously obtained consent);
- . to ask us to stop or start sending You marketing messages at any time by using the below contact details;
- . to restrict processing of Your personal data;
- . to data portability (moving some of Your personal data elsewhere) in certain circumstances; and
- . to object to Your personal data being processed in certain circumstances.
You can contact us at firstname.lastname@example.org if you want to enforce any of these rights. We will comply with our legal obligations as regards Your rights as a data subject.
MuheCash S.A.Premium House
2nd Floor, Office 10
Boulevard de la liberté
Email: this form
You may also use these contact details if You wish to make a complaint to us relating to Your privacy.